MEAP 401(k) Plan for Members

In partnership with Coram Deo Insurance & Financial Services, the Placentia Chamber of Commerce is offering an exciting, new Multi-Employer 401(k) plan to our Chamber Members!

Are you a business owner or self-employed professional looking for a smarter, more affordable retirement plan option?

The Placentia Chamber of Commerce is offering a community-based 401(k) plan for our members — designed to make retirement benefits more accessible and cost-effective for local businesses.

Contact Gene Seok or Shane Valdez from Coram Deo at 714-858-1653 for more information.

Why This Matters:

California employers with 5 or more employees are already required to offer a qualified retirement plan or enroll in CalSavers. This rule will now applies to employers with 1–4 employees.

Benefits to you:

***Lower administrative costs

***Greater control over investments

***Access for small businesses and self-employed individuals

FAQs:

Can I take advantage of this if I am already signed up with ADP, CalSavers or another program?

The answer is YES! The beauty of the Placentia Chamber of Commerce 401(k) plan is you have the strength of many reputable companies behind you to make sure your account is in compliance. You also can customize your program to fit your specific requirements for your employees.

What if I don’t have something in place by 1/1/26?

There is still plenty of time to schedule a consultation with our advisers at Coram Deo Insurance & Financial Services. Contact Shane Valdez at (714) 858-1653. There is no obligation.

Do I have to have employees to take advantage of this program or can I sign up as an independent business owner? You can sign up a sole proprietor!!!

It’s not too late to sign up if you are interested. We can save you time, money and the headaches that come with signing up with CalSavers or with a stand-alone plan. Again, contact Shane Valdez risk free, at 714-858-1653.